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05-07-2024 09:28 PM - edited 05-07-2024 09:29 PM
Currently closing the online bank I used for my direct debit. Moved everything over to another bank but completely forgot about my phone.
Direct debit was due on 02/05/24, but bounced. Paid balance in full on 07/05/2024 once I realised.
Will this be shown as a missed payment on my credit file?
Tried speaking to three but nobody seems to know or want to help.
on 05-10-2024 08:43 AM
Thanks Jonathan! Let me know if you find out anymore info. Just in the process of sorting a mortgage, so it’s a nightmare
on 05-08-2024 06:00 PM
Thanks @JonathanB .
on 05-07-2024 10:42 PM
on 05-07-2024 10:42 PM
I can’t give you a rock solid yes or no on this but somewhere in the back of mind it’s telling me that you won’t get a late payment marker because you cleared it within 7 days of the due date. This isn’t to be taken as gospel so I’m going to ask @JonathanB one of the staff moderators for his input. Hopefully he can help.